Joe Oliver

How to Be a ‘Seasonal’ Investor As we transition from summer to autumn, change is all around us — leaves are taking on new colors, temperatures are dropping, and the days are g […]

529 Plan Can Help Ease College ‘Sticker Shock’ The school year will soon be here. And if you have young children, you’re one year closer to the day when they may be headed off to college. When t […]

Are You Afraid of Outliving Your Money? Do you worry about running out of money during your retirement years? If so, how can you help prevent this from happening? In the first place, if you […]

How Should You Respond to Market Cycles? The movement of the financial markets can seem mysterious — and yet, if we look back over long periods, we can see definite patterns that c […]

Whom Should You Choose as a Trustee? When drawing up your estate plans, you might find it useful to create a revocable or irrevocable trust, either of which can help your estate avoid […]

How Strong Is Your Emergency Fund? You can’t predict financial emergencies — but you can prepare for them. To do that, you can build an emergency fund to pay for unexpected exp […]

What to Know Before ‘Reversing’ Your Retirement If you’ve retired, you may have thought you closed the book on one chapter of your life. But what happens if you need to “reverse” your retir […]

Avoid These Estate Planning Mistakes By the time you reach retirement age, you may have accumulated a 401(k), IRA and other investment accounts, along with insurance policies and physical […]

Financial Tips for Widows and Widowers Losing a spouse is one of the most painful experiences anyone can have. Unfortunately, widows and widowers have to deal with more than just the […]

Don't Let Investments Take a Vacation Summertime is almost here — and for many people that means it’s time to hit the road. But even if you decide to take a vacation, you’ll want other […]

New Choices for Business Owners If you own a business and you offer a 401(k) or similar retirement plan to your employees, you’ll want to stay current on the various changes a […]

How Is Your Retirement Income Taxed? Once you’re retired, you will likely need to draw on several types of income for your living expenses. You’ll need to know where these funds are com […]

Should Estate Plans Be Equal … or Fair? When you’re creating your estate plan, your biggest priority may be taking care of your family — your spouse, grown children, grandchildren, and oth […]

Financial Freedom: A Gift to Your Family Here’s a sobering statistic: 72% of retirees say one of their biggest fears is becoming a burden on their families, according to a study by Edward J […]

Term vs. Perm: Which is Right for You? If you’ve been thinking about life insurance, especially if you have family, loved ones, or anyone who depends on you financially, you might be c […]

Financial Literacy: It’s Important for Everyone April is National Financial Literacy Month — a good reminder that all of us can benefit from boosting our financial knowledge. But what is financial l […]

Be Careful When Naming Beneficiaries You might not have thought much about beneficiary designations — but they can play a big role in your estate planning. When you purchase insurance p […]

What Should You Know about Long-Term Care? We all hope to remain healthy and independent throughout our lives – but life can be unpredictable. If you were ever to need some type of long-term c […]

Slow and Steady: A Smart Way to Invest You’ve probably heard stories about fortunate investors who “get in the ground floor” of a new, hot company and quickly make a fortune. But while these […]

When should you take Social Security? One of your important sources of retirement income will likely be Social Security — but when should you start taking it? You can start collecting S […]