Chester County News and Community Website
The pandemic has brought about significant shifts in the American housing landscape, with a new Zillow® report revealing a narrowed gap between Black and white renting families who could comfortably …
Pandemic Narrows Racial Gap in Homeownership Readiness, Yet Significant Disparities Persist Read More
The Consumer Financial Protection Bureau (CFPB), the Federal Reserve Board, and the Office of the Comptroller of the Currency (OCC) have jointly announced an increase in the 2024 threshold for …
Federal Agencies Announce Increase in 2024 Threshold for Higher-Priced Mortgage Loans Read More
Despite mortgage rates reaching a 23-year peak and the usual seasonal slowdown, buyer demand remains robust due to low inventory levels, as revealed in Zillow’s recent market report. The report …
Buyer Demand Holds Steady Amid Rising Rates and Inventory Recovery, According to Zillow Report Read More
In a recent study, Zillow Research has revealed that millions of people, particularly Black families, are unable to become homeowners due to a lack of credit access. This forces them …
Zillow Research Highlights Credit Insecurity Barrier to Homeownership, Particularly for Black Families Read More
According to the Realtor.com® October Monthly Housing Trends Report, home prices remained relatively stable year over year despite the ongoing inventory crunch. The number of homes actively for sale decreased …
October Housing Trends Report: Inventory Rises Amid High Mortgage Rates, Home Prices Remain Stable Read More
The cost of living in Chester County is almost 20% higher than the national average. From June 1, 2023, to October 11, 2023, the median home price in Chester County …
A Way to Make Buying a Home In Chester County Affordable for First Time Buyers Read More
When it comes to managing personal finances, the question often arises: “Should I pay off my mortgage early?” The idea of being free from monthly mortgage payments is undoubtedly attractive, …
The Great Debate: To Pay Off or Not? Exploring the Opportunity Cost of Early Mortgage Payment Read More
Did know that nearly one in three people believe they have better chances of stumbling upon Bigfoot than saving enough to live comfortably in retirement? This surprising statistic comes from …
What’s More Realistic, Bigfoot or a Secure Retirement? Read More
Building a budget can be the key to achieving financial stability and balance. By creating a plan for your income and expenses, you can make confident decisions about how to …
How to Build a Budget that Works for You Read More
Mortgage applications can be denied for a number of reasons. Maybe you didn’t provide enough information on your application. Or maybe your credit score wasn’t high enough. Whatever the reason, …
If Your Mortgage Application is Denied, Here’s What to Do Next Read More