HARRISBURG, PA — Chad Skena, a 47-year-old insurance agent from Monroeville, faces multiple charges for allegedly defrauding customers out of approximately $60,000, Attorney General Michelle Henry announced on Friday. Skena, who runs Chad G. Skena Insurance Agency, is accused of offering non-existent money-saving services to policyholders between 2020 and 2022.
On Tuesday, Skena was arraigned on numerous felony and misdemeanor counts of theft and access device fraud, following allegations that he misappropriated customer funds under the guise of providing discounted insurance services. Reports suggest one victim alone was cheated out of $24,000. Following his arraignment, Skena was released on non-monetary bail.
Attorney General Henry emphasized the detrimental impact of Skena’s alleged actions, stating, “This defendant’s predatory actions allegedly cost consumers thousands of dollars — consumers who thought they were being offered discounts.” She highlighted the serious nature of insurance fraud, noting its role in inflating costs and premiums for all Pennsylvanians.
The investigation into Skena’s activities revealed that he allegedly solicited existing customers with offers to “bundle” their insurance policies or to provide “special COVID-19 rates,” promises that ultimately led to unauthorized withdrawals from their accounts. When confronted by victims seeking refunds, Skena allegedly claimed the withdrawals were accidental but failed to return the funds until law enforcement became involved.
The amount allegedly stolen by Skena from each victim varied widely, ranging from $800 to $24,000. The case, which has brought to light concerns over the trustworthiness of insurance providers, is being prosecuted by Deputy Attorney General Daniel F. Gleixner.
As the legal process unfolds, it is important to remember that all charges against Skena are merely allegations. The accused is presumed innocent until proven guilty in a court of law.
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