PENNSYLVANIA — The Pennsylvania Insurance Department (PID), Pennsylvania Department of Transportation (PennDOT), and Pennsylvania State Police are warning motorists about the increased risk of deer-related crashes at this time of year. They are also reassuring drivers that auto insurance premiums will not be surcharged for such incidents.
Pennsylvania Insurance Commissioner Michael Humphreys clarified, “Under Pennsylvania law, a crash involving a deer, or other wildlife, is considered a not-at-fault incident. Vehicle damage from hitting a deer is handled under an optional coverage called comprehensive coverage. Your insurance premium should not increase because of a deer-related crash.”
According to data compiled by State Farm, Pennsylvanians have a 1-in-59 chance of being involved in an animal-related crash, ranking third highest in the nation. PennDOT reported 5,849 deer-related crashes last year which resulted in 1,265 injuries and nine fatalities. Industry reports suggest that the average cost of a deer-related collision is approximately $4,300. Moreover, an estimated 1.8 million deer claims were processed across the country between July 2022 and June 2023.
The fall season marks the deer’s breeding period, making them more active, bolder, and less attentive as they roam more extensively in search of mates. Deer are most active during peak traffic hours, particularly between sunset and sunrise.
PennDOT Secretary Mike Carroll advised, “Slow down and pay attention, carefully watching the road ahead of you for any deer activity. Buckle up! Wearing your seat belt is your best defense in the event of a crash.”
Motorists can further reduce the likelihood of a deer-related crash by following safety tips such as slowing down in areas known for deer sightings, maintaining a safe distance between vehicles, being especially watchful during morning and evening hours, and never driving impaired.
In the event of a crash involving another vehicle, drivers are legally required to exchange license and insurance information with all parties involved and provide necessary aid. Certain types of crashes, including those that result in severe vehicle damage or personal injury or death, must be reported to the police.
Pennsylvanians can report a dead deer for removal from state-maintained roads by calling 1-800-FIX-ROAD. These measures are part of a comprehensive approach to ensure Pennsylvania’s roads remain safe for all users.
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