HARRISBURG, PA — Time is running out for Pennsylvanians to secure affordable, high-quality health insurance coverage for 2025. With the January 15 Open Enrollment deadline fast approaching, the Pennsylvania Insurance Department (PID) and Pennie, the state’s health insurance marketplace, are urging residents to explore their options and sign up for a plan that ensures financial and medical security.
“This is the last chance to enroll in a health plan for 2025,” emphasized Pennie Executive Director Devon Trolley. “Having health coverage protects you and your family from staggering medical costs and ensures access to important preventive care. If you wait until you’re sick or injured, it’ll be too late to enroll.”
Essential Coverage at Affordable Prices
Pennie has already made significant strides in connecting over 450,000 Pennsylvanians with top-tier health plans that cover critical services like hospital care, mental health support, prescriptions, maternity care, and more. Yet, the stark reality remains that more than 600,000 individuals across the state are still uninsured. For them, the consequences of being without medical coverage could be devastating—financially and otherwise.
What makes Pennie unique is its commitment to affordability. An overwhelming 90% of Pennie customers qualify for financial assistance in the form of tax credits, reducing monthly premium costs. Some even receive additional savings to lower out-of-pocket expenses. With plans and pricing updated annually, now is the time to explore new options that might save families even more money without compromising on coverage.
PID Deputy Commissioner Shannen Logue highlighted the impact of competition within the marketplace, stating that it has led to “more choices and increased affordability for consumers across the Commonwealth.” She urged Pennsylvanians not to overlook the opportunity to secure peace of mind through comprehensive health insurance.
Who Needs Pennie?
Small business employees, gig workers, independent contractors, and part-time workers make up a substantial portion of those enrolled in health coverage through Pennie. For these individuals, traditional employer-provided insurance may not be an option, leaving Pennie as the critical link between them and the coverage they need.
Importantly, Pennie fills the gap for those transitioning off Medicaid due to income changes. Residents losing Medicaid coverage can find substantial savings on private health plans through Pennie. By coordinating with Pennsylvania’s Medicaid programs, Pennie ensures no one falls through the cracks—offering robust private plans where public options may no longer apply.
Why It Matters
The stakes are too high to ignore. Without health insurance, Pennsylvanians face the risk of financial ruin in the event of illness or injury. Even routine healthcare needs, like preventive checkups or managing chronic conditions, can become inaccessible without a safety net in place. The Open Enrollment Period is the only chance to secure coverage for the entire year ahead. Missing this deadline could leave individuals vulnerable to not only health crises but also the crushing medical bills that often follow.
Access to health insurance also empowers people to take proactive steps in maintaining their well-being. Routine screenings and early interventions can stop minor issues from escalating into more severe—and costly—problems. By enrolling in a plan, Pennsylvanians invest in their future health and financial stability.
Support Every Step of the Way
Navigating health insurance options can be daunting, but Pennie is making it easier than ever. Certified experts, including enrollment assisters and insurance brokers, are available by phone, online, or in-person to guide applicants through the process. With multilingual support and personalized assistance, individuals and families can rest assured they’re choosing the best coverage for their needs.
Go to pennie.com/connect to find help near you.
Pennie’s focus extends to ensuring broad accessibility. Their customer service center is open to answer questions and help applicants through January 15, making sure every Pennsylvania resident has the opportunity to enroll without unnecessary hurdles. Pennsylvanians can find health coverage at pennie.com or by calling 844-844-8040.
What to Do Now
Current Pennie enrollees should also take this opportunity to review their plans, update family and income details, and make any necessary changes for 2025. With plan options and pricing adjusted annually, there could be new opportunities for savings or improved coverage that better fits their needs.
For those who remain uninsured, the message is clear and urgent: Time is running out. Visit Pennie.com or call their customer service line to explore available health plans. Waiting until the deadline ensures coverage as soon as possible, while missing it means being locked out for the year.
A Healthier and Safer Commonwealth
The partnership between PID and Pennie drives forward an essential mission to improve health access for all Pennsylvanians. By promoting enrollment in affordable health plans, these organizations work to reduce the number of uninsured residents, enhancing the well-being of families and communities across the state.
Don’t wait until it’s too late. The January 15 deadline is the turning point for many Pennsylvanians striving to secure not just insurance, but safety, security, and peace of mind for the year ahead. Make the call. Get covered. Protect your health and your future.
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