Your Dream Home on Hold: Why Buyers Are Hitting Pause Amid Market Turmoil

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SEATTLE, WA — Pending home sales in the U.S. saw a significant decrease of 6.9% for the four weeks ending August 25, marking the largest annual drop in nearly a year, according to a report by Redfin. Despite a fall in the median monthly housing payment to its lowest since February, potential buyers are cautious.

Several factors contribute to this hesitation. Many are seeking clarity on the National Association of Realtors (NAR) settlement, which introduced new rules on agent fees effective August 17. Jason Aleem, Redfin’s chief of real estate services, noted, “Some buyers have likely been scared off by agents falsely claiming that the new NAR rules require an exclusive buyer representation agreement just to tour a home.”

Additionally, buyers are eyeing potential reductions in home prices, waiting for further decreases in mortgage rates, and are uncertain about the upcoming presidential election. These economic and political uncertainties are influencing their decision-making.

Redfin Premier agent Fernanda Kriese from Las Vegas observed, “I expect more buyers and sellers to jump into the market in a few months, once everyone has a better understanding of how the new NAR rules will play out in actual real-estate deals.”

Although mortgage-purchase applications increased by 1% week-over-week, they remain 9% lower than last year, indicating some buyers are still hesitant. As the market waits for stability in these areas, activity remains subdued.

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